Investor-friendly bank

Essex Bank

Essex, Connecticut

Bank on the Connecticut shoreline and river valley whose commercial real estate loans cover owner-occupied or investment property, with commercial mortgages, construction loans and SBA 504 loans. Its site gives a maximum of 75% loan-to-value with 25% down.

What they lend

Lends in
The Connecticut shoreline, river valley and beyond
Loan types
Commercial mortgages; construction loans; SBA 504 loans for owner-occupied property
Rates
Not posted; variable
Loan amounts
Not stated
Leverage
Maximum 75% loan-to-value; 25% down
Terms
Vary
Minimum credit score
Not stated
Closing time
Not stated
Who it lends to
Businesses buying, refinancing or improving commercial real estate, owner-occupied or investment

From its website, read 12 November 2026.

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